• The Fieldstone
  Homebuying Experience
• Sales Process
• Financing
  • Financing Your Home
  • Commonly Asked Questions
  • Application Requirements
• Homefitting
• Construction Process
• Pre-Closing Process
• Survey Process
• Contingent Buyers

Home Buying Experience

Making your Homebuying Experience an interesting and enjoyable time.

Home Buyer's Guide

Mortgage Navigator

What happens when you purchase a Fieldstone Home and Apply for a Mortgage?
TFC Mortgage provides homebuyers with a commitment to service and attention throughout the process of purchasing a new home.
 

TFC Mortgage’s knowledgeable and caring Mortgage Counselors ensure a streamlined process designed to help navigate our homebuyers through the complexities of financing a newly constructed home.
 

How to Apply for a Mortgage

1. Upfront Approval¹
A conditional loan approval, subject to certain conditions which will vary depending on the type of loan you want and the terms of your purchase. You know about how much you can spend for your home and options.

2. Application
To be completed prior to signing the Master Customer Agreement. Soon after you provide a completed Application to TFC Mortgage, you will receive a Good Faith Estimate and Truth in Lending Statement, providing known and estimated closing costs and additional information.

•  Master Customer Agreement
  You will sign the customer agreement and give the sales manager your completed loan package with a check for credit and appraisal. Income, asset and credit history will be checked prior to obtaining an “Up-Front Approval.” Depending on the guidelines in effect for the desired loan, you may be asked to provide additional documentation prior to final loan approval.

3. Underwriting
Loan is submitted for loan approval
**if your loan is not approved, your TFC Mortgage Counselor will contact you to see if there is another program you may qualify for.
 

4. Loan Documents
Once you have been notified by the Sales Manager of your closing date, your Mortgage Counselor will contact you to lock in your rate. Once the loan is locked, documents can be drawn and sent to Escrow for signing. After you have signed your loan documents, they will be sent to the Lender for funding, and title will be notified to record your loan. You will then be the owner of the home and are entitled to your keys.
 

For additional information or to contact a TFC Mortgage Counselor, go to www.tfc-mortgage.com
 

¹Up-Front Approval is subject to satisfactory appraisal and title review and no change in financial condition. If the rate is not locked or rate protection expires, any rate increase may lower the loan amount for which the borrower has been pre-approved.

Equal Housing Lender. ©2006 Countrywide Mortgage Ventures, LLC, d/b/a TFC Mortgage, 27001 Agoura Road, Suite 200, Calabasas Hills, California 91301. Trade/servicemarks are the property of Countrywide Mortgage Ventures, LLC, or Countrywide Financial Corporation. Countrywide and the associated house logo reg. U.S. Pat. & Tm. Off. Licensed by the Department of Corporations under the California Residential Mortgage Lending Act. For CA properties only. Some products may not be available in all states where Countrywide Mortgage Ventures operates. This is not a commitment to lend. Restrictions apply. All rights reserved. TFC Mortgage, 75 Enterprise, Aliso Viejo, CA 92656 (949) 330-7760. TFC Mortgage and Fieldstone Homes are independently responsible for the products and services each company offers. (10/06).

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