Homebuyers Club® - First Time Home Buyer Process
The process of getting into your first new home can be confusing for many first time home buyers.
Our process is simple. We first want to get to know you, your family and your lifestyle needs.
We want to understand your circumstances and your goals. Once we understand your needs, we’ll help you get
more comfortable with the process and get you started on the road to homeownership.
The FieldStone Homebuyers Club® has knowledgeable counselors who have the experience to address your home buying needs and questions. FieldStone counselors will set a confidential one-on-one meeting with you to take a look at your financial situation and give you feedback on the amount of home you can afford. You may be able to afford more home than you thought you could or possibly with a few changes in your financial situation, you may be able to get into a new home sooner than you thought.
Step One:
Schedule your confidential appointment to meet with a Fieldstone Homeclub counselor for your free credit report, mortgage analysis and introduction to FieldStone Homes. It only takes a few minutes to get the information you need.
Step Two:
Find the community, floor plan and homesite that are right for you and your family. Once you’ve completed this step, you'll be ready to complete a Purchase Agreement with your sales counselor.
Step Three:
Now, the mortgage process begins. Don't worry; your counselor will assist you through the entire mortgage process. It usually takes less than a month. Of course, the sale is contingent upon the approval of your new home financing. Remember that it's important to maintain a good credit standing to avoid issues at the time of closing, so pay close attention to your credit guidelines.
Step Four:
If you are approved to start your new home, your next step will be to schedule your appointment at the FieldStone HomeFitting® Center to begin choosing your kitchen cabinets, carpet, tile, vanity tops, etc. This is where the fun really begins!
Step Five:
Construction begins! FieldStone Homes builds your new dream home. You're almost home!
Step Six:
The big day has arrived! You will now set up your appointment at the title company to sign the paperwork and close on your new home.
Join the Homebuyers Club Today!
Schedule your confidential appointment to meet with a Fieldstone Homeclub counselor for your free credit report, mortgage analysis and introduction to FieldStone Homes. It only takes a few minutes to get the information you need.
Step Two:
Find the community, floor plan and homesite that are right for you and your family. Once you’ve completed this step, you'll be ready to complete a Purchase Agreement with your sales counselor.
Step Three:
Now, the mortgage process begins. Don't worry; your counselor will assist you through the entire mortgage process. It usually takes less than a month. Of course, the sale is contingent upon the approval of your new home financing. Remember that it's important to maintain a good credit standing to avoid issues at the time of closing, so pay close attention to your credit guidelines.
If it turns out that now is not the time to purchase that new home or that your credit is not where it needs to be, your counselor will provide you with the guidance to help you get on the road to homeownership.
Step Four:
If you are approved to start your new home, your next step will be to schedule your appointment at the FieldStone HomeFitting® Center to begin choosing your kitchen cabinets, carpet, tile, vanity tops, etc. This is where the fun really begins!
Step Five:
Construction begins! FieldStone Homes builds your new dream home. You're almost home!
Step Six:
The big day has arrived! You will now set up your appointment at the title company to sign the paperwork and close on your new home.
Join the Homebuyers Club Today!